With this article we talk about advertising for loans and mortgages that very often we read in newspapers and magazines.
In the first analysis we note that the frequency of this kind of advertising is very high, we note, in fact, sometimes within a single newspaper that there are several financial occupying sometimes whole pages. All linked by a common modus operandi, in fact, there is almost always regarding the proposed mortgage, maybe a nice family sitting at the couch with laid back and happy, while on loan proposals are usually published photos with people in uniform job.
In addition to the images is an example of a repayment plan with its 45 years of age with 25 years of service. Refund withheld payroll Tan of 4.75% APR 7.99 min. Note that is always used as a type of person for the calculation of the loan, one to which the proposal is most advantageous for funding for a home mortgage spreads appetizing.
Also within these advertisements we see very often the word zero, synonymous with the psychological costs of a few, the word zero is often associated with mediation, and expenses. We also find the words marked in bold beautiful "We finance everyone" but everyone? Who knows.
Obviously in these advertisements are not lacking in big fonts listed telephone numbers for contacts, addresses and e-mail.
Not long ago there was a warning of consumer associations as a result of investigations and evidence gathered could say that behind many ads in the newspapers of loans are hiding a lot of money lenders. Especially in those commercials where ads are guaranteed loans has protested, housewives and unemployed, you should especially avoid those types of ads are shown when only one contact phone number.
It 's fair to say also that the beginning of this article we said that the advertisements on various financial newspapers are made from, but very often these ads are misleading sometimes made by the mediators that activate a fee to seek funding on behalf of applicant.
Tan annual rate, generally are offered three examples with different amounts with the amount of the installment to be repaid over 3 times. For example, do not read very recently an advertisement which described the required amount of 8000 euros, with installment for 60 months to 167 euros, 129 euros for 84 months and 120 months to 99 euros. All these examples of repayment plans are accompanied by a statement that shows how the type of person you created the example above.
In fact, I read that the example has been formulated for a civil servant synthetic indicator of the cost etc.. in cases other than for private company employees and retirees, the rate will be slightly higher.
Source Article
Edited by Michela Francella, for more information visit the loan-personale.net
