Personal loans more expensive, but without excess

September 16, 2010 | Written by Matt | on Loans , Personal Loans

With interest imposed last year on new personal loans today a grant of 20 000 euros comes to cost 30 to 60 euros more per year compared to early 2007, depending on the length chosen for a refund.

But these data, however, are better than those in the corresponding period from interbank rates. Consumer credit, in fact, unlike the universe of mortgages, was affected only slightly by the effect subprime.

But the media can cost you a loan? First, second PrestitiOnline.it, ranks Neos Banca (APR 12.40%), followed by Santander (13.06%), Fiditalia (13.24%) and Elastys (16.65%).

And for example, a four-year loan of 20 thousand euros to buy a new car varies among the five best offers, from 6.25% pa (APR 6.54%) of Santander to 7% (APR 7.23% ) included in the bouquet of Neos Banca. The interest doubles, however, for loans of cash.